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Over the past time, the insurance market in general and the insurance sales channel through banks in particular have experienced rapid growth, but there has been a situation where employees of some banks introduce, solicit, and force customers to buy insurance products. Buy Life Insurance, Investment Linked Insurance when you come to deposit or take out a credit loan. Therefore, even in 2022, the leadership of the Ministry of Finance directed relevant units to urgently organize inspection and examination of the sale of insurance through banks. Following the direction of the leaders of the Ministry of Finance, the Insurance Management and Supervision Department has inspected this activity at 4 insurance enterprises, namely Prudential, MB Ageas, Sun Life and BIDV Metlife. A representative of the Ministry of Finance said that in the spirit of the Minister of Finance's drastic and transparent direction, "where wrong, they will be punished seriously", inspection teams have carried out serious and objective inspection work. and honest. Vblink Club Login, Particularly for life insurance that credit institutions associate with insurance companies, if banks force customers to borrow capital, it is not possible. The State Bank has very clearly regulated this and even has a hotline to reflect the petitions of people and businesses related to the provision of insurance services of credit institutions. If forced to buy life insurance when taking out a loan, individual and business customers should report it to the State Bank of Vietnam, Mr. Nguyen Duc Lenh affirmed.
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